Financial wellbeing at work matters. The last few years have made it difficult to ignore the reality of financial pressures for our employees, and we know that stressed employees can be unhappy and unproductive. So the question now isn’t whether a financial wellbeing strategy makes sense. It’s how to build a financial wellbeing strategy that […]
We’re surrounded by more information on finances than ever. Need to understand pensions? There’s a video or a podcast breaking it down. Not sure how to build a budget? There are 500 online influencers posting bitesize content on this very topic. Want to automate your savings? There’s an app for that, and just about anything […]
As most parents will tell you, sorting out childcare can be a huge headache. There are so many things to think about if you want your child to go to a nursery, including the cost. That’s why many employers are now introducing workplace nursery schemes, a way to help employees reduce the financial burden of […]
Cycling to work isn’t just good for your employees’ health – it’s one of the most straightforward, cost-effective salary sacrifice schemes available to UK employers. Cycle to Work salary sacrifice enables employees to lease a bicycle and cycling equipment through their gross pay, spreading the cost while saving on Income Tax and National Insurance. For […]
For many employees, time is the ultimate currency. Whether it’s managing childcare, pursuing a hobby, or simply preventing burnout, the ability to “buy” extra rest is a high-value benefit. For employers, holiday exchange salary sacrifice is one of the few benefits that can actually reduce overheads while simultaneously increasing employee satisfaction. By allowing staff to […]
For many employees, a performance bonus can feel underwhelming once 42% or 47% Income Tax and National Insurance (NI) are deducted. For employers, bonuses are also one of the most heavily taxed forms of reward – increasing both payroll costs and Employer NI liability. So, is there a smarter middle ground that benefits both the […]
HMRC salary sacrifice schemes are becoming increasingly invaluable for companies wanting to optimise their employee benefit packages while also managing costs. At their core, salary sacrifice schemes – also known as a salary exchange – offer a way for employers and employees to save money. They’re designed to help everyone make tax-efficient benefit choices that […]
After weeks of speculation, the UK’s November 2025 Budget has introduced proposed changes to pension salary sacrifice schemes – also referred to as pension salary exchange – which allow employees to exchange part of their salary for increased pension contributions. In this article, we’ll summarise what’s been announced, what it could mean for employees and […]
Regulated financial advice is often the missing piece in financial wellbeing strategies. When 41% of employees say financial stress affects their performance at work, employers need to ensure staff can access the right support. One of the key types of support employers can offer is financial advice. Financial education, money management tools and coaching all […]
As companies attract and grow young talent, many new starters are navigating big financial milestones…from their first paycheque and mounting student debt to balancing rent, social life, and long‑term goals like home ownership or retirement savings. Without the right support, money stress can lead to distracted employees, reduced engagement and even burnout. In this article, […]
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Maji is the trading style of Maji Financial Wellbeing Ltd, a company registered in England and Wales (Registration no. 11937232). Maji Financial Wellbeing Ltd is registered with the Financial Conduct Authority (Registration no 969225) as the PSD agent of Bud Financial Ltd (Registration no 793327).
